Family Entertainment Center Insurance
Comprehensive insurance programs built specifically for FECs — multiple attractions, large guest volumes, and complex liability exposures all addressed in one custom policy.
The Most Complex Risk in Commercial Insurance Deserves a Specialist
Family entertainment centers combine restaurants, amusement rides, arcades, party rooms, go karts, laser tag, and more under one roof — creating a liability and property exposure profile unlike almost any other business. A standard commercial policy simply cannot adequately protect a multi-attraction FEC.
Our FEC insurance programs are designed from the ground up for venues like yours. We work with carriers who specialize in entertainment risks, understand attraction-by-attraction liability exposure, and can structure a policy that covers your entire operation without the gaps that generic policies leave behind.
What Your Coverage Includes
General Liability
Covers bodily injury and property damage claims from guests across all your attractions and common areas.
Commercial Property
Protects your building, equipment, amusement rides, arcade games, food service equipment, and inventory.
Workers’ Compensation
Required in most states — covers medical expenses and lost wages for injured employees.
Liquor Liability
Essential if you serve beer, wine, or cocktails — covers claims arising from intoxicated patrons.
Assault & Battery
Covers physical altercation claims — often excluded by standard general liability policies.
Equipment Breakdown
Covers mechanical and electrical failure of rides, HVAC, refrigeration, and critical systems.
Cyber Liability
Protects against data breaches targeting your POS, booking, or guest management systems.
Umbrella / Excess Liability
Additional limits above your primary policies — critical for high-volume venues.
Why FEC Operators Choose Us
FEC-Only Expertise
We exclusively insure entertainment venues. Our team knows FEC operations, staffing models, and risk profiles at a depth generalist brokers cannot match.
HUB International Backing
Access to one of the world’s largest brokers — deeper carrier relationships, better rates, and stronger claims advocacy.
Custom Programs
Every policy is built around your specific attractions, revenue, and risk profile — not a generic package.
Fast Turnaround
Most quotes delivered within 24–48 hours. Opening a new location? We can often bind same-day.
Frequently Asked Questions
What types of FEC attractions can you cover?
We can insure virtually every type of attraction found in a family entertainment center — including go karts, laser tag, trampolines, arcade games, bumper cars, mini bowling, climbing walls, ropes courses, and food & beverage operations, all on one policy.
Is FEC insurance more expensive than standard commercial insurance?
FEC insurance is priced for the actual risk of your business — which often makes it more cost-effective than trying to cobble together multiple standard commercial policies that don’t fully cover your exposures. Our specialists find the best available pricing across multiple carriers.
What if I add new attractions to my FEC?
We conduct annual coverage reviews and can update your policy mid-term as your venue grows. Just let us know when you’re adding attractions so we can ensure continuous coverage.
Do I need separate policies for each attraction?
Typically no — our FEC programs are designed to cover multiple attractions under one umbrella policy, which simplifies your insurance program and often reduces overall cost.
Ready to Protect Your Family Entertainment Center?
Get a custom quote from the team that specializes exclusively in entertainment venue insurance.